Larry McCabe believes in fearless retirement — the kind of retirement you can truly enjoy and share with friends and loved ones. He is committed to helping his clients confidently achieve reliable retirement income with responsible financial strategies. His unique approach to retirement income strategies is inspired by his own experience. He watched a close family member lose half of their retirement savings due to risky investment techniques. It became clear that it is important to have a retirement income strategy that offers a variety of tools to fit one’s unique goals and objectives. Larry works with his clients to create a custom strategy using a variety of insurance and annuity products that may offer downside protection from market fluctuations. That is why he joined the Financial Knowledge Institute and founded his own chapter to serve the Hawaiian community through donating his time to educating the community on important personal financial matters. A native of Coos Bay, Oregon, Larry lived in Honolulu, Hawaii, during the 1970s and ’80s. While there, he worked as a talk radio host, interviewing local and national personalities, musicians and politicians. In the 1980s, Larry returned to the mainland and began a career with Allstate Insurance Company. His was the largest Allstate agency on the Oregon coast and was perennially rated in the top five agencies in the Northwest Region. Larry and his wife, Wanee, moved “back home” to Hawaii in 2008, choosing to settle in Kailua-Kona. Witnessing an enormous need for retirement strategies in his new community, Larry founded Aloha Life & Retirement Inc. in 2017.  A lifelong guitarist, Larry plays live music for various community events and at his church. He serves on the board of directors for the Kona Choral Society and occasionally performs as a member of the chorus. What he loves most about his life and work in Kona is the wealth of his relationships. Many of his clients at Aloha Life & Retirement Inc. have become good friends, and he looks forward to maintaining those relationships for years to come.