Empower U

Informational Two-Day Course

Are you ready for retirement? Do you wish there was a better resource to inform you and EMPOWER you on how to make better decisions with your hard-earned dollars? Then THIS is the informational two-day course for you.

Course Outlines and Topics

Day 1

Financial Planning

101 (The Foundation)

  • 3 phases of your financial life
  • How to measure your risk tolerance
  • Different types of advisors and which is right for you
  • Understand safe vs. risk
  • 3 worlds of money
Financial Concerns

How to Overcome Them

  • Credit and debt
  • Unable to maintain your standard of living
  • Not enough money for retirement
  • Cost of catastrophic illness
  • Medical cost for normal health care
Retirement Income Planning

  • Surprise move by Congress creates new budget – legislation closing Social Security loopholes, limiting your options
  • Multigenerational IRAs
  • Strategies on how to minimize taxes on retirement income
  • Rollovers, direct rollovers and in-service withdrawals
  • Bucketing strategy vs. lump sum strategy

Day 2


  • Stocks and bonds
  • Mutual funds
  • Cash accounts and FDIC
  • Annuities
  • ETFs and UITs
Estate Planning

  • Types of trusts
  • The probate process
  • Joint ownership of property
  • Legacy planning
  • Estate tax reduction strategies
Health Care Planning

  • Options for long-term care
  • Medicare and health insurance options
  • Long-term care insurance
  • Health insurance for early retirees
  • Evaluating the cost of coverage

Register for Empower University

There is a $50 fee per couple that covers tuition and materials. All other FKI courses are at no cost to the community.

Discover how we can help your employees plan for their futures.